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Upeo Africa Technologies
Upeo Africa Technologies, Mombasa

API & Payment Integration

A payment that fails, duplicates, or cannot be reconciled becomes a support problem. The developers at Upeo Africa Technologies integrate M-Pesa, Airtel Money, bank, and card payments, and the APIs between accounting, CRM, and inventory, for businesses in Kenya and across Africa.

How we help

Our developers have put M-Pesa, Airtel Money, bank transfer, and card payments into live products, and the failures are familiar: callback retries, timeouts, duplicate confirmations, and a reconciliation that has to survive an audit rather than only look right on screen.

The same team connects accounting, CRM, inventory, and messaging, so the same record stops being retyped between three systems by three different people.

A short call, a clear plan, and a quote before you commit.

What API & Payment Integration covers

Take the whole thing, or start with the one piece that is costing you most right now. Either way it is the same team and the same contract.

M-Pesa Integration

STK push, C2B, B2C, and paybill flows wired in properly. We handle the callbacks, timeouts, and duplicate confirmations that turn a demo integration into a support burden once real volume arrives.

Airtel Money & Card Payments

Airtel Money alongside card and bank rails, so customers pay the way they prefer instead of abandoning the checkout. One reconciled record regardless of which rail they chose.

API Development

REST and GraphQL APIs for your own products and partners, documented, versioned, and secured. Built so the team integrating against them next year does not need to call you.

Third-Party Integrations

Accounting, CRM, inventory, SMS, and logistics platforms connected to each other. Data flows once, automatically, instead of being exported and re-keyed by somebody every Friday.

How Upeo Africa Technologies delivers API & Payment Integration

  1. Step

    Requirements and rails

    Which payment methods your customers actually use, what your accountant needs to reconcile, and where the money has to land.

  2. Step

    Sandbox integration

    Built and tested against the provider sandbox first, including the failure paths: timeouts, retries, and duplicate confirmations.

  3. Step

    Reconciliation design

    Every transaction recorded with its provider reference, so your finance team can match payments without a spreadsheet.

  4. Step

    Go-live

    Production credentials, callback URLs, and a monitored first week, because real traffic finds edge cases sandboxes never will.

  5. Step

    Monitoring and support

    Alerting on failed callbacks and settlement mismatches, so a broken payment path is caught before your customers report it.

Questions, answered

The things clients ask us before they commit. If yours is not here, ask it directly and we will answer it straight.

Can you integrate M-Pesa with our existing system?
In most cases yes, whether it is a website, a mobile app, or an internal system. Our developers work with the Daraja API and handle registration, callback URLs, and the go-live process, which is where most in-house attempts stall.
How do you handle failed or duplicate payments?
With idempotent handling and a reconciliation process, because at real volume both will happen. Every transaction is recorded with its provider reference so a duplicate confirmation cannot double-credit an order and a timeout does not lose a payment.
Is the integration secure enough for financial data?
Credentials are held in secrets management rather than in code, all traffic is encrypted, callbacks are verified against the provider, and access is logged. We do not store card data ourselves; that stays with the payment processor.
Google5.0

Rated 5.0 by our clients on Google. We'd love to earn yours too.

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Often paired with

All services

Custom Web Applications

Spreadsheets and off-the-shelf tools stop fitting once the work outgrows them. Our developers build the web platform around the way your team actually works, so people stop keeping a second system on the side.

Get this service, Custom Web Applications

Mobile App Development

Your customers buy on a phone, often on a weak connection, and they pay with mobile money. Our developers build Android and iOS apps for those conditions, then take them live on both stores.

Get this service, Mobile App Development

Websites & Portals

A slow website loses the visitor who never calls. Our developers and designers build search-ready sites that load on mobile data and give your own team a way to update them.

Get this service, Websites & Portals

Ready to start with API & Payment Integration?

Tell us what you are trying to solve. We will scope it with you and put a clear plan, timeline, and quote in front of you before you commit to anything.

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